Liability Insurance what company should I use - Club700XX - Honda TRX700XX Forum
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post #1 of 21 Old 01-22-2010, 11:08 PM Thread Starter
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Liability Insurance what company should I use

Dear Members,
I called Foremost, which is my motorcycle insurance they wouldn't give me a quote/refused, I made the mistake of telling them my kids may ride quads. I am hopefully going to buy two quads both 2008 Trx 700 , and TRX 250.

I live in NJ then called Rider insurance they stated $220 for 700 and $180 for 250. Please tell me what insurance is needed and where or who you would recommend to buy it from.

I know this, I will not tell them anyone under 14 is riding the quads.

Thanks,
Birdster
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post #2 of 21 Old 01-23-2010, 12:07 AM
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I use USAA, and also live in NJ.... they qouted me for my trx it was 218 for the year. but thats full coverage, like if i'm out and someone steals it that kind of thing. Then the whole death or accidental dismemberment is included etc..
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post #3 of 21 Old 01-23-2010, 09:24 AM
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I called my Allstate agent for a quote on 700 and they said it was going to be over $1200 a year!!! I called Nationwide and they were a little cheaper at $900 and Geico was right between the two at $1000. I called State Farm and they gave me a quote of $153/year for FULL coverage!!! That's collision, fire, theft and all!! The agent said it does not matter what size the engine is, it all comes down to replacement price.

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post #4 of 21 Old 01-23-2010, 11:54 AM
 
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Wow! Geico quoted you that high, I'm insured with Geico and only paying 120 but that was last year price when I had my car with them, need to see what they're going to charge me this year but I do also have a motorcycle license and have been thru the motorcycle training course, that might make a difference.

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post #5 of 21 Old 01-23-2010, 12:42 PM
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I also have a motorcycle license, motorcycle training, and a squeaky clean record for the last 7 years and no accidents in 10 years!! It just depends on the insurance company. The weird thing was that I had insurance with Allstate (house, 2 cars, and motorcycle) and they still gave me an ultra sh!tty rate!! So needless to say I have switched everything over to State Farm.

2008 Honda 700xx Red/Black, Full Alba Exhaust, UNI Filter, EHS Lid, PC3, 13T Front,Pro Armor Pro XC Bumper (BIGGEST P.O.S EVER MADE), Pro Armor Full Chassis/Swing Arm Skids, PRM A-Arm Skids, Maxxis RAZR fronts and rears. In the works, ported/polished head, custom cam, ported T/B.

1997 Toyota Supra Black/Black with a little boost and 1300 hp
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post #6 of 21 Old 01-26-2010, 07:12 AM
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I use progressive. Its 351 a year for full coverage on the XX, Teryx, and Prairie. I also have my boat insurance with them which makes a difference.

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post #7 of 21 Old 01-26-2010, 08:11 AM
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Quote:
Originally Posted by THREESVTS View Post
I called my Allstate agent for a quote on 700 and they said it was going to be over $1200 a year!!! I called Nationwide and they were a little cheaper at $900 and Geico was right between the two at $1000. I called State Farm and they gave me a quote of $153/year for FULL coverage!!! That's collision, fire, theft and all!! The agent said it does not matter what size the engine is, it all comes down to replacement price.
Hmmm, I have allstate and they charge me around 700/Yr for my raptor and an LT-R450....I wonder why the big diff in $$$.

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post #8 of 21 Old 01-26-2010, 09:11 AM
 
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Progressive quotes you out through a bunch of different companies, I believe I had progressive/Foremost ins. They cancelled me for some unknown reason though

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post #9 of 21 Old 01-26-2010, 09:12 AM
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I have American Family Insurance, $148 per year, full coverage on my 2008 700xx. I think I get a small discount for having more than one vehicle covered (also have a car on the policy), but either way I couldn't argue with that price.
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post #10 of 21 Old 01-26-2010, 09:18 AM
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I went with Rider, $250 full coverage(100,000-300,000-50,000) saved some because they also cover my harley
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